Have you been injured by the negligence of another person or entity?
Cullotta Law Offices 847-651-7191 is dedicated to obtaining verdicts and settlements for our personally injured clients' financial losses, such as medical bills and lost wages, pain, suffering, disability and loss of a normal life. The following is general information about motor vehicle accidents. Contact Cullotta Law Offices 847-651-7191 to schedule your FREE consultation today.
Greater Chicago, Illinois Car Crash Lawyers
Actions, on the part of either driver, that may have contributed to the accident include:
- Failure to stop at a red light or stop sign
- Driving under the influence of alcohol or drugs
- Failure to compensate for dangerous weather conditions
- Driving above or below the posted speed limits
- Driver distraction caused by a cell phone, passenger, radio or another source
- Failure to obey traffic laws regarding turn signals, right-of-way and other rules
Even if your state requires all drivers to carry auto insurance, the driver who injured you or your passenger may not have had insurance. Or you may have been hurt in a hit-and-run accident, making it impossible to identify the driver at all.
This is when uninsured motorist coverage will step in to protect your interests. Many states require auto insurance companies to offer uninsured motorist coverage. If your insurance company offers uninsured motorist coverage, and you chose to include it in your policy, then your insurance company will act as if it were the at-fault driver's insurance company in compensating you.
When you file an uninsured motorist claim, your insurance company's interests can be adverse to your interests. Consulting with an attorney before filing a claim is wise.
When the at-fault driver is underinsured, this means that the driver has purchased an auto insurance policy that does not provide enough coverage for your damages. If you have underinsured motorist coverage, you may be able to collect, from your own insurance company, the amount of your damages that exceeds the at-fault driver's insurance coverage.
Motor Vehicle Accidents - An Overview
The personal injury attorneys from Cullotta Law Offices, PC in Northwest Illinois is rated "Leading Counsels" by other Illinois personal injury lawyers.
Cullotta Law Offices' accident injury attorneys have the medical, legal AND trial experience you need to obtain help you obtain the best compensation possible for the injuries you or a loved one sustained.
Car accidents are frustrating, time consuming AND cause you to loss time from work, be in pain while undergoing medical treatment and surgeries that you may not be able to afford.
Please, contact a Illinois injury lawyer - as soon as possible - to determine if you are entitled to damages for your injuries. You may contact Cullotta Law Offices at 847-651-7191 for a FREE case evaluation and consultation. No obligation. Completely confidential. Afterwards, if we accept your case, you pay us nothing if we lose. We take all the risk, pay all the expenses.
Uninsured and Underinsured Motorists
When a driver refuses or is unable to carry proper motor vehicle insurance, that driver puts more than just him or herself at risk. If the driver injures another person, the insurance will be inadequate to cover the damages.
Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases.
If you have been in volved in an accident with an uninsured or underinsured driver, it is important to contact an attorney to create a plan of action.
Among other things, an UM or UIM claim must be properly brought within a certain time or it is waived - for good. No exceptions.
Collecting Insurance Benefits
At-fault driver's insurance company must first be exhausted.
Stacking Insurance Coverage
In some states and under some insurance policies, an injured party may "stack" various policies to reach a satisfactory level of compensation.
By stacking coverage from more than one auto insurance policy - or coverage for more than one car on a single policy - the injured party increases monetary recovery.
Stackable coverage is not allowed in every state; in some cases, the insured must choose to have stackable coverage upon purchasing the policy.
The Kind of Cases We Take
Approximately 85% of our clients have suffered a spine/spinal injury and or head trauma / brain injury in a Cook County Illinois. The way in which our clients were hurt varies, although most suffered their injury from a left hand turn accident (T-bone), rear end collision, and head-on collision, left hand turn accidents. Many of are clietns are in Glenview or surrounding suburbs and hurt traveling on busy roads like: Golf Road, Willow Rd, Milwaukee, I-294, St. Charles Rd., to name a few.
Though, it is important to remember that our practice is not restricted to any specific type of accident or any particular roadway. Instead, we genuinely only accept cases involving significant injuries allowing us the personal one-on-one attention to all our clients.
Schedule a Free Consultation
It is important to act now if you have been in a recent Illinois car crash or auto accident to preserve your right to recovering any compensation. Contact Cullotta Law Offices 847-651-7191 to schedule a FREE case consultation.